Financial infrastructure
built for velocity,
engineered for scale.
Tranqora provides enterprise-grade API primitives for modern money movement. Seamlessly process global payments, issue cards, and programmatically manage treasury with zero compromise on security.
Payment captured
Routed via UPI in 1.2s — settled to your account on T+1.
Programmable primitives for modern finance.
built for developers.
A single, elegant REST API to accept any payment method globally. Programmatic routing across top acquirers ensures maximum uptime and industry-leading authorization rates.
- 180+ payment methods, one integration
- Adaptive routing — fallback in < 300ms
- 3DS 2.0, network tokens, recurring debit
- Hosted, drop-in or fully white-labeled UI
UPI Switch
NPCI-certified UPI switch with sub-200ms latency, direct PSP rails, and proactive monitoring across 7 banks.
Virtual Accounts
Generate unique virtual account numbers for every customer. Reconcile collections automatically — no human in the loop.
Treasury & FX
Hold balances in multi-currency wallets. Convert and payout to 60+ countries at interbank rates — built for UAE + India operations.
Fraud & Risk
Device intelligence, velocity rules, IFSC geofencing and graph analysis — stop fraud without slowing down good users.
Ship in hours,
not quarters.
Clean REST APIs, idempotent everything, official SDKs in 8 languages, and webhook signatures you can actually trust. Sandbox is one curl away.
Idempotent by default
Retries are safe. Pass an idempotency key and we'll dedupe — no double-charges, ever.
Webhooks that don't break
Signed payloads, auto-retry with exponential backoff, and a replay console for the 3am incidents.
Sandbox in seconds
Test cards, simulated webhooks, force decline codes — everything you need to integrate without a sales call.
1const tranqora = require('tranqora')('sk_live_...'); 2 3// Create a payment intent 4const intent = await tranqora.paymentIntents.create({ 5 amount: 482000, // in paise 6 currency: 'INR', 7 customer: 'cus_8a72f0c1', 8 payment_methods: ['upi', 'card', 'netbanking'], 9 routing: 'smart', 10 metadata: { order_id: 'ord_19hx' } 11}); 12 13// Returns in < 80ms 14{ 15 id: 'pi_3xH72f0c1', 16 status: 'requires_payment', 17 client_secret: 'pi_3xH..._secret_KQ8', 18 expires_at: 1715763600 19}
One stack, infinite use cases.
From regulated banking to gaming aggregators, businesses use Tranqora to launch payments faster and run them with confidence.
BFSI
KYC, AML, settlement and reconciliation built for compliance teams.
E-commerce
Drop-in checkout, recurring billing and instant refunds for D2C scale.
SaaS & Subscriptions
Cards, mandates, dunning and revenue ops in one programmable layer.
Cross-border
Multi-currency wallets and FX-aware payouts to 60+ corridors.
Gaming & RMG
High-velocity flows, fraud-aware deposits, and instant payouts.
Healthcare
Patient billing, insurance disbursements and TPA reconciliation.
Education
Fee collection, scholarship payouts, multi-institution reporting.
Marketplaces
Split payments, escrow flows and seller payouts at marketplace scale.
Trusted by teams that can't afford downtime.
Tranqora's programmable ledger completely transformed how we handle money movement. We consolidated three legacy payment processors into a single API and cut reconciliation time by 80%.
The developer experience is simply unparalleled. Idempotent APIs, perfectly typed webhooks, and flawless documentation.
Tranqora's smart routing engines saved us millions in failed transaction costs. It's the only infrastructure we trust.
Start moving money the way it should move.
From your first transaction to your billionth — Tranqora scales with you. Talk to our team and go live in under a week.